Regulation & Institutions
GENIUS Act
US federal law, signed in July 2025, that created a legal framework for payment stablecoins, including requirements for backing reserves, redemption, disclosure, and licensing of issuers. Regulators are still writing the implementing rules, and the main requirements apply from January 2027 at the latest.
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General education, not investment, legal or tax advice. Markets and regulation change quickly: where a definition depends on current law or on a recent event, check the latest coverage before relying on it.